📋 Online 1003 & POS

The Best Online 1003 Application & POS — At a Price That Makes Sense

A full-featured online 1003 mortgage application with autocomplete, secure document uploader, pre-qual letters, LOS integration, and branded LO landing pages — starting at less than the cost of a single lunch meeting.

Starting at $24.95/mo · No long-term contract · Additional LOs just $5/mo
Apply for a Mortgage Step 2 of 5 60% Property Address 123 Main St, Los An... Purchase Price $525,000 Down Payment $105,000 (20%) Continue → ⚡ Autocomplete Active — 3x Faster John Smith · NMLS #123456 🔒 Bank-Level Encryption In transit + at rest 📄 MISMO 3.4 XML Export LOS ready 📁 Secure Doc Upload Custom checklists ✉️ Pre-Qual Letters One-click send From $24.95/mo — No Contract Encompass MeridianLink Byte Zapier CRMs
$24.95
Starting Price/Mo
5 Min
Setup Time
MISMO
3.4 XML Compliant
$5
Per Additional LO
Full-Featured
Everything You'd Expect. At a Price You Wouldn't.

Other POS systems charge $100–$300/month for the same features. We built a full-stack 1003 application with enterprise-level functionality at a fraction of the price — because a great app shouldn't require a great budget.

Autocomplete 1003

Smart autocomplete fills address, employer, and field data as borrowers type — cutting application time dramatically. Mobile-first funnel experience with step-by-step sections that feel fast and easy.

📁

Secure Document Uploader

Borrowers upload pay stubs, tax returns, bank statements, and ID from any device. Customizable checklists let you define exactly what's needed per loan type. Everything encrypted and stored securely.

📄

One-Click Pre-Qual Letters

Review applications and generate branded pre-qualification letters instantly. One click to create, one click to send. Borrowers get what they need fast — and you look like a pro.

🔗

LOS & CRM Integration

MISMO 3.4 XML export pushes data directly into Encompass, MeridianLink, Byte, and other LOS platforms. Plus Zapier integration connects to virtually any CRM or workflow tool.

👤

Per-LO Branded Apps

Each loan officer gets their own branded landing page with unique URL, headshot, NMLS, and contact info. Processors can be assigned to receive notifications by LO. Perfect for teams of any size.

📲

SMS & Video Intros

Automated SMS notifications keep borrowers updated through the application process. Add a personal video intro to your landing page to build trust before they even start the app.

Step 1: Loan Type 🏠 Purchase 💰 Refinance Step 2: Property 123 Main St $525,000 Step 3: Income Acme Corp $8,500/mo 📁 Secure Document Upload — Checklist Pay Stubs (last 2 months) W-2s (last 2 years) Bank Statements — awaiting upload ✅ Application Submitted + Pre-Qual Sent → Pushed to Encompass automatically Borrower notified via SMS · Processor alerted
Borrower Experience
Easy for Them. Efficient for You.

The application funnel is designed so borrowers complete it quickly on any device — while every submission pushes directly to your LOS and triggers automated notifications.

  • Step-by-step funnel — not one overwhelming form
  • Autocomplete for address, employer, and field data
  • Mobile-first design with large tap-friendly inputs
  • Customizable doc upload checklist per loan type
  • Auto-push to LOS via MISMO 3.4 XML on submission
  • SMS notification to borrower + email to processor + LO alert
🔒 Bank-Level Security AES-256 Encryption at rest TLS/SSL Encrypted in transit Credit Auth Built-in consent Audit Logs Full compliance trail Monitoring 24/7 threat detection Disclosures Compliant forms
Security & Compliance
Your Borrowers' Data Is Fully Protected

Financial data demands serious security. Every part of our system — from form submission to document storage — is encrypted, logged, and monitored.

  • Bank-level encryption in transit (TLS/SSL) and at rest (AES-256)
  • Credit authorization forms built into the application flow
  • Complete audit logging for compliance documentation
  • Secure document storage with access controls
  • 24/7 monitoring and threat detection
  • Disclosure forms and consent management included
Integrations
Works With Your Existing Systems

Push application data directly into your LOS, connect to your CRM, and automate workflows with the tools you already use.

MISMO 3.4 XML export compatible with all major loan origination systems

Simple Pricing
Two Plans. No Surprises. No Contracts.

Pick the plan that fits your needs. Both include a free trial, and you can add loan officers for just $5/month each.

1003 Application

1003

$24.95/mo
Additional LOs: $5/mo each

The online 1003 application — everything you need to collect applications digitally.

  • Full 1003 with autocomplete
  • Editable 1003 and short app
  • Custom branded landing pages
  • Per-LO unique application URLs
  • MISMO 3.4 XML export
  • LOS and CRM integrations
  • SMS and email notifications
  • Credit authorization forms
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No credit card required to start
Most Popular

POS

$49.95/mo
Additional LOs: $5/mo each

Full POS experience with document uploader and pre-qualification letters.

  • Everything in the 1003 plan
  • Secure document uploader
  • Customizable upload checklists
  • One-click pre-qual letters
  • Lead funnel widget
  • Video intro on landing page
  • Processor assignment per LO
  • Advanced compliance logging
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Most popular for teams

Want a Full Mortgage Website + 1003 POS?

Our website plans starting at $99/month include the 1003 POS plus a complete mortgage website, CRM, AI chatbot, social media tools, lead generation funnels, and managed digital marketing. The 1003 POS is included on every website plan at no extra cost.

View Website Plans →
Questions
Frequently Asked Questions

Everything you need to know about our online 1003 and POS.

Do I need a website to use the 1003 POS?+
No. The 1003 POS works as a completely standalone product with its own branded landing pages and unique URLs. Share your application link via email, text, social media, QR code, or embed it on any existing website. No MWSS website plan required.
Does it integrate with Encompass?+
Yes. Our 1003 exports MISMO 3.4 XML that pushes directly into Encompass, MeridianLink, Byte Software, and other major LOS platforms. We also connect to CRMs and thousands of other tools through Zapier. Data flows automatically — no manual re-keying.
Can each loan officer have their own application?+
Yes. Each LO gets a branded landing page with their own unique URL, name, photo, NMLS, and contact info. Processors can be assigned per LO to receive notifications. Additional loan officers are just $5/month each — making it very affordable to scale across your team.
Is the application mobile friendly?+
Yes. Built mobile-first with autocomplete, large tap-friendly fields, and a step-by-step funnel flow. Borrowers can complete the entire 1003 and upload documents from any smartphone or tablet. It's designed so even non-tech-savvy borrowers breeze through it.
How does the secure document uploader work?+
On the POS plan, borrowers see a customizable checklist of required documents (pay stubs, W-2s, bank statements, ID, etc.) and can upload them directly from their phone or computer. Everything is encrypted in transit and at rest. You define the checklist per loan type so borrowers know exactly what to provide.
How secure is the borrower data?+
All data is encrypted with bank-level security (TLS/SSL in transit, AES-256 at rest). The platform includes credit authorization consent forms, full compliance audit logging, 24/7 monitoring, and secure document storage with access controls. Your borrowers' financial information is fully protected.
Is there a free trial?+
Yes. You can start using the 1003 application immediately with a free trial. No long-term contract on either plan — it's month-to-month. If it's not right for you, cancel anytime.
What if I want a full website too?+
Our website plans starting at $99/month include the 1003 POS at no extra cost, plus a complete mortgage website, CRM, lead generation funnels, automated blogging, and digital marketing tools. It's the natural upgrade path when you're ready to level up your online presence.
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A Full 1003 POS for Less Than $1/Day

Stop paying $200+/month for a POS when you can get the same features — autocomplete, document upload, pre-qual letters, LOS integration, and per-LO branding — starting at $24.95. Try it free today.

No long-term contract · Cancel anytime · Add LOs for $5/mo each

The Best Online 1003 Mortgage Application & POS for 2026

Every mortgage transaction starts with a 1003 application. The quality of that application experience — how fast it loads, how easy it is to complete on a phone, how smoothly it pushes data to your LOS — directly impacts your conversion rate and your borrowers' first impression of working with you. But most POS systems that offer a good experience charge $100–$300 per month, pricing out solo loan officers, smaller teams, and lower-volume producers.

Our online 1003 application and point-of-sale system delivers the same enterprise-level features — autocomplete, MISMO 3.4 XML, secure document upload, pre-qualification letters, LOS integration, and branded per-LO landing pages — starting at $24.95 per month with no long-term contract and additional loan officers for just $5 each.

Autocomplete 1003 Application

Borrowers don't want to spend 45 minutes filling out a form. Our autocomplete-powered 1003 application uses smart field suggestions for addresses, employers, and common data to dramatically reduce completion time. The step-by-step funnel format breaks the application into manageable sections — loan type, property, income, assets, declarations — so borrowers never feel overwhelmed. It's built mobile-first, meaning everything works perfectly on smartphones and tablets with large, tap-friendly inputs.

Secure Document Uploader & Pre-Qual Letters

The POS plan adds a secure document uploader where borrowers see a customizable checklist of required documents — pay stubs, W-2s, bank statements, tax returns, photo ID — and upload them directly from any device. Everything is encrypted with bank-level security. Once you review an application, generate a branded pre-qualification letter with one click and send it instantly. The entire process from application to pre-qual can happen in minutes, not days.

LOS and CRM Integration

Every application exports MISMO 3.4 XML that pushes directly into Encompass, MeridianLink, Byte Software, and other major loan origination systems. No manual data entry, no copy-paste errors, no delays. Zapier integration connects the 1003 to virtually any CRM or workflow tool, triggering automated follow-ups, task assignments, and pipeline updates the moment a borrower submits their application.

Built for Teams of Any Size

Each loan officer on your team gets their own branded landing page with a unique application URL, their headshot, NMLS number, and contact info. Processors can be assigned to receive notifications by loan officer, so the right person is alerted the moment a new application comes in. Adding team members costs just $5 per month each — making it one of the most affordable multi-LO POS platforms available.

Standalone or Bundled With a Full Website

The 1003 POS works as a completely standalone product — no MWSS website required. Share your application link via email signature, text, social media, or embed it on any existing website. When you're ready to upgrade, our website plans starting at $99/month include the 1003 POS at no extra cost, plus a complete mortgage website, CRM, AI chatbot, lead generation tools, and managed digital marketing. Start with the 1003, grow into the full platform.

Pick the Plan that best fits your needs

Whether you want basic or deluxe, we’ve got it
1003

$24.95/mo

If you just need the 1003

Editable 1003 and Short App
Custom Landing Pages
LOS and CRM Integrations
Additional users $5 per month
POS

$49.95/mo

POS with uploader

Secure Document Uploader
Pre-Qual Letters
Lead Funnel Widget
Additional users $5 per month
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One Click Prequal Letters

Automatically view apps and send a prequal letter instantly with just one click!

Mobile Web App

Secure Uploader Checklist

Give your borrowers a checklist they don't have to check twice. Customizable so you can make your own list of files needed. The mobile web app works great on the phone too!

Top Encryption and Logging

Security And Compliance

We keep you and your data safe with the encryption at every part of the process.

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Data Security

All data is securely stored in encrypted files and protected with monitoring so you can sleep well.

Disclosures and Compliance

with credit authorizations and logging we help you stay complaint
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Integrate with leading companies
Get Started In Minutes

Set Yourself Up For Success!

You can start using the app immediately

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